In order to further speed track Financial Inclusion in the country,
Two Working Groups were constituted by RBI on MicroATM
standards and Central Infrastructure & Connectivity for Aadhaar based
financial inclusion transactions with members representing RBI, Unique
Identification Authority of India, NPCI, Institute for Development and Research in Banking
Technology and some special invitees representing banks and research institutions.
The working group on MicroATM standards & Central Infrastructure & Connectivity has
submitted its report to RBI. As a part of the working group it was proposed to conduct a
Lab level Proof of concept (PoC), integrating the authentication & encryption standards of UIDAI,
to test the efficacy of MicroATM standards and transactions using Aadhaar before they are put
to actual use. The PoC was successfully demonstrated at various venues.
AePS is a bank led model which allows online interoperable financial inclusion transaction
at PoS (MicroATM) through the Business correspondent of any bank using the
Aadhaar authentication.AePS allows you to do six types of transactions.
The only inputs required for a customer to do a transaction under this scenario are:-
IIN (Identifying the Bank to which the customer is associated)Aadhaar NumbeR Fingerprint
captured during their enrollmenT
देश में वित्तीय समावेशन को गति देने के लिए, भारतीय रिजर्व बैंक द्वारा माइक्रोएटीएम मानकों और
Two Working Groups were constituted by RBI on MicroATM
standards and Central Infrastructure & Connectivity for Aadhaar based
financial inclusion transactions with members representing RBI, Unique
Identification Authority of India, NPCI, Institute for Development and Research in Banking
Technology and some special invitees representing banks and research institutions.
The working group on MicroATM standards & Central Infrastructure & Connectivity has
submitted its report to RBI. As a part of the working group it was proposed to conduct a
Lab level Proof of concept (PoC), integrating the authentication & encryption standards of UIDAI,
to test the efficacy of MicroATM standards and transactions using Aadhaar before they are put
to actual use. The PoC was successfully demonstrated at various venues.
AePS is a bank led model which allows online interoperable financial inclusion transaction
at PoS (MicroATM) through the Business correspondent of any bank using the
Aadhaar authentication.AePS allows you to do six types of transactions.
The only inputs required for a customer to do a transaction under this scenario are:-
IIN (Identifying the Bank to which the customer is associated)Aadhaar NumbeR Fingerprint
captured during their enrollmenT
आधारभूत वित्तीय समावेशन लेनदेन के लिए केंद्रीय आधारभूत संरचना और कनेक्टिविटी पर RBI,
विशिष्ट पहचान प्राधिकरण, NCCI, विकास और संस्थान के सदस्यों के साथ दो कार्यदल गठित किए गए थे।
बैंकिंग प्रौद्योगिकी में अनुसंधान और कुछ विशेष आमंत्रित बैंक और अनुसंधान संस्थानों का प्रतिनिधित्व
करते हैं।माइक्रोएटीएम मानकों और केंद्रीय अवसंरचना और कनेक्टिविटी पर काम करने वाले समूह ने
अपनी रिपोर्ट आरबीआई को सौंप दी है। कार्य समूह के एक भाग के रूप में, यह यूआईडीएआई के प्रमाणीकरण
और एन्क्रिप्शन मानकों को एकीकृत करने, आधार और वास्तविक उपयोग करने से पहले आधार का उपयोग
करने वाले लेनदेन की प्रभावशीलता का परीक्षण करने के लिए अवधारणा (पीओसी) के एक लैब स्तर के
सबूत (पीओसी) का संचालन करने का प्रस्ताव किया गया था। विभिन्न स्थानों पर पीओसी का सफलतापूर्वक
प्रदर्शन किया गया।
No comments:
Post a Comment